01
Start with your real paycheck.
Set your take-home amount and choose weekly, every-two-weeks, or monthly. No bank connection or finance vocabulary needed.
Personal finance, one paycheck at a time
Make every
paycheck count.
A clear paycheck plan can make money feel more manageable. Keep bills, spending, savings, and next steps in one calm place.
Private to your accountNo bank connection
A little clarity for the next step.
Sample paycheck plan
Next payday · Every two weeks
$1,840take-home
$190
still flexible
Bills & essentialsSavingsFlexible
Built for first budgets
No bank connection required
Guidance in plain language
Small steps. Brighter futures.
A plan that starts where you are.
No perfect numbers required. Use what you know today, then make a small adjustment when life changes.
A little help when you need it
Ask a question. Get a useful next step.
PayWise’s money guide uses your saved plan and simple local calculations. No paid AI service or bank connection.
02
Give the essentials a place.
Set aside money for bills, food, travel, savings, and the things that make life yours. See what remains flexible.
03
Keep your next step in view.
Track due dates, spending, savings progress, and payoff estimates as your plans change.
Room to grow, at your pace
A plan for your plan.
Start free and see if PayWise fits. All budgeting tools are available to signed-in accounts without charge while paid plans remain closed for review.
Free
$0forever
A calm place to begin.
- Basic paycheck planner
- One saved budget
- One savings goal
Plus
More room$1.99per month
More room for your full money picture.
- Unlimited budgets and savings goals
- Bill and expense tracking
- Debt payoff calculator
Lifetime
$9.99one-time
Current premium features, for good.
- All current premium features
- One payment
- No recurring charge
Paid checkout is currently unavailable. No payment is collected from this page.
One paycheck is a good place to start
Give your money a little direction.
Start with what is coming in, what is due, and one thing you want to save for.